How To Afford Dental Care For Yourself And Your Family

It's important that children receive dental care from an early age. Even infants should see a dentist for preventative care and cleanings as soon as their first tooth grows in. Oral care is a lifelong process that can help your kids preserve their natural teeth as they develop and grow. If you think you can't afford dental care for your family, here are four options you can look into:

1. Sign up for Medicaid

Medicaid is a program run by the state that provides medical insurance to individuals and families with low income. Medicaid also provides dental insurance to children in all 50 states. Some states offer dental coverage to adults through Medicaid as well. Find out if you're eligible for Medicaid by checking with your state's government benefits website. Depending on the amount of money you earn, you may be entitled to free dental insurance for yourself and your family. You can sign up for Medicaid by filling out a form online or by filling out a physical application and mailing it in.

2. Find a children's dentist who accepts Medicaid

In order to get the most benefit from your Medicaid dental coverage, you need to find a dentist who accepts your insurance. You can save everyone's time by inquiring over the phone when you call to schedule the appointment. Most dentist's offices accept this type of insurance, but if you're in doubt, you can look online for a list of Medicaid dentist offices that also specialize in pediatric dentistry.

3. Visit the dentist as often as possible

The standard recommendation most dentists make is that you should receive a comprehensive exam and professional cleaning at least once every six months. People with periodontal disease or weak teeth may need to see their dentist every four months if that's what their dentist recommends. However, you should check the limits on your Medicaid plan. Some plans only cover a certain number of cleanings per year. It's best to visit the dentist as often as possible within reason, which usually means to the extent that your plan allows.

4. Ask about payment plans

Some dentists offer payment plans for more expensive treatments. Root canal therapy and dental fillings are necessary if your teeth are suffering from decay, but they can be quite expensive even with insurance. Ask your dentist if they'd be willing to let you pay in installments for the treatment you need. 

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